Ask for Help — Use This Template

Format: [STATE] [COUNTY] — [STAGE] — [URGENCY]
Example: NY Queens — Active case — Urgent (14 days)

Copy/Paste Template:

1) State:

2) County (if known):

3) Stage (pick one):

• Pre-foreclosure / Active court case / Sale scheduled / Post-sale / Not sure

4) Urgency (pick one):

• Today / This week / 2–4 weeks / 30+ days / Not sure

5) What feels most wrong? (choose all that apply):

• Service / notice problems
• Assignments / who owns the loan
• Timeline / time limits / repeated foreclosure
• Loan mod pressure / duress
• “Vacant” / harassment visits
• Other: ________

6) What outcome are you trying to achieve? (pick one):

• Stop a sale / Respond to lawsuit / Find counsel / Understand options / Other: ________

7) What have you already done? (bullet list):

8) What documents do you have available right now? (check all):

• Summons & complaint / Notices / Payment history / Loan mod paperwork / Court docket / Other: ________

9) Preferred contact method (optional):

• Email / Phone / Either

10) Anything you do NOT want shared publicly?

• (Keep personal info out of your post.)

Rule: Do not post full addresses, loan numbers, SSNs, or private identifiers.