Use the CFPB “Find a Housing Counselor” tool to search by ZIP code for HUD-approved housing counseling agencies near you. These agencies can provide independent advice on housing and mortgage issues—often at little or no cost—including defaults/forbearances, foreclosure prevention, renting, and credit issues. This tool is powered by HUD’s official housing counselor list. Consumer Financial Protection Bureau+1

If you prefer phone support, you can call HUD at (800) 569-4287 to speak with a live operator for help finding a HUD participating housing counseling agency (including multilingual support).