What they’re doing to you, not what’s “wrong” with you This guide is about psychology and emotional strategy, not legal doctrine. 1. Why behavior matters Foreclosure isn’t just paperwork—it’s pressure. Common behavior patterns by banks, servicers, and some attorneys: When you see the behavior as a tactic, you can stop taking it as a personal verdict on […]
GUIDE 4 – Behavior & Pressure Tactics Read Post »
Did they run out of time? This is general education. Time-limit rules differ heavily by state and case type. 1. What “acceleration” really means Acceleration is when the lender says: “We’re not just asking for missed payments anymore. We’re calling the entire balance due.” This matters because: 2. Why timelines matter In many jurisdictions, there are limits on how
GUIDE 3 – Timelines, Acceleration & Time Limits Read Post »
Who actually has the right to sue you? Information only. Not legal advice or a claim that your case is defective. 1. The core idea: “standing” “Standing” is about who has the legal right to enforce the debt and bring the foreclosure. In simple terms: “If you’re going to drag me into court, are you actually the
GUIDE 2 – Assignments & Standing 101 Read Post »
How to read “service” without panicking Reminder: This is information and education, not legal advice or representation. 1. What “service” is supposed to be “Service” is how the plaintiff (the party suing you) claims they gave you legal notice of the foreclosure. In plain language, it answers: “How did this lawsuit get from their hands to yours?” If
GUIDE 1 – Service & Notice 101 Read Post »
