One page to see your whole case
This is a self-help worksheet, not a court document.
You can do this in:
- A notebook
- A spreadsheet
- A simple table in a document
1. Basic structure
Create a table with columns like:
| # | Date | Event | Who Was Involved | Documents / Evidence | Notes |
|---|
2. What to list (in order as best you can)
Start from the earliest things you remember, then work forward. Examples of events to include:
- First serious payment trouble or missed payment
- Any “you’re late” or “default” letters
- First acceleration / “full balance due” letter
- Date of each foreclosure case filing (if more than one)
- Any loan modification agreements or trial plans
- Any “we sold your loan” or servicer change letters
- Dates of assignments you know about
- Any sale date notices
- Any complaints or grievances you filed (CFPB, AG, etc.)
- Key court orders you received (if you know the dates)
Don’t stress if you don’t have exact dates for everything. Approximations with month/year are fine to start.
3. Example row
| # | Date | Event | Who Was Involved | Documents / Evidence | Notes |
|---|---|---|---|---|---|
| 1 | 2017-03-15 | Acceleration letter received | Servicer XYZ | “Notice of Acceleration” letter | First time they demanded full balance. |
| 2 | 2018-06-01 | First foreclosure case filed | Bank ABC as Plaintiff | Court summons & complaint | Index number: ________. |
| 3 | 2020-02-10 | Case dismissed (without prejudice) | Same | Court order (if available) | Unsure why; no one explained clearly. |
4. Why this matters
When you show up with a simple timeline:
- Attorneys can instantly see the shape of your case.
- Patterns like repeated foreclosure attempts and long gaps become visible, not just “gut feelings.”
- You make it easier for anyone helping you to spot potential issues.
5. How often to update
- Update the timeline whenever something major happens:
- New filing, dismissal, sale date, modification offer, complaint, etc.
- Keep a printed copy and a digital one if you can.